What are the top 10 government savings schemes?

Long-term tax-saving investment with a 15-year lock-in and interest compounded annually.

Scheme for the girl child with high interest rates and tax benefits under Section 80C.

For individuals above 60 years, offering regular income with quarterly interest payouts.

Fixed-income investment with 5-year maturity and tax benefits under Section 80C.

Doubles your investment in about 115 months (as of 2024), with guaranteed returns.

Provides a fixed monthly income with capital protection and guaranteed returns.

Pension scheme for senior citizens offering assured return for 10 years.

Fixed deposits of 1–5 years with attractive interest rates, similar to bank FDs.

Small monthly savings plan with quarterly compounded interest and a 5-year lock-in.

Retirement-focused scheme for workers in the unorganized sector with government co-contribution.