The minimum annual contribution is ₹1,000 for Tier-I accounts.
NPS calculators
Estimate your corpus from National Pension Scheme investments.
How to Use?
- Input monthly or yearly investment amount.
- Choose investment duration and expected returns.
- View expected retirement corpus.
Formula
$$ A = P \times \left( \frac{(1 + r)^n - 1}{r} \right) $$
| A | Total corpus at retirement (maturity amount) |
| P | Contribution amount per month |
| r | Expected rate of return per month (Annual return ÷ 12 ÷ 100) |
| n | Total number of contributions (Years × 12) |
Advantages
- Long-term financial security
- Tax saving benefits
- Transparent growth calculation
- Flexible contribution options
FAQ's
What is the minimum contribution for NPS?
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Can I withdraw my NPS corpus before retirement?
Partial withdrawals are allowed after 3 years for specific purposes like education, marriage, or medical treatment.
Is NPS taxable at maturity?
60% of the corpus is tax-free, while the remaining 40% must be used to purchase an annuity, which is taxable.